Unlock the value in your home — with advice you can trust.
Speak to Martin Hesketh, your local equity release specialist. Independent, FCA-authorised advice. No obligation.
- Independent & works for you
- FCA-authorised
- Pure Retirement partner
Check your eligibility in 60 seconds
No credit search. No obligation. We'll get back to you the same day.
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FCA Authorised & Regulated
Member: Equity Release Council
Partner: Pure
Retirement
Local to Glasgow
UK-wide
Why Consider Equity Release?
- Free up cash from your home without needing to move.
- Fund retirement, home improvements, or help family.
- Options include Lifetime Mortgages and Retirement Interest-Only Mortgages (RIOs).
- You remain the owner of your home.
- No monthly repayments required with Lifetime Mortgages (interest is added to the loan).
Important to know
- Releasing equity will reduce the value of your estate and may affect means‑tested benefits.
- Other residents may need to sign an Occupier's Consent and may have to vacate if the home is sold.
- Your property must be maintained and insured; moving or borrowing more later may be limited.
- Independent legal advice is required for all applicants.
We will provide a personalised illustration explaining features, risks, and costs before any application.
How it works
Step 1
Free call
We listen to your goals and
check basic eligibility.
Step 2
Research & options
We search suitable lenders and prepare your personalised illustration.
Step 3
Application & valuation
We handle paperwork and liaise with the lender and your solicitor.
Step 4
Completion
Funds are released. We remain on hand for ongoing support.
“Clear, trustworthy and patient. We felt looked after from start to finish.”
— Client in Glasgow
“Martin explained the options in plain English and saved us time and stress.”
— Client in Ayrshire
“We used equity release to renovate and stay in the home we love.”
— Client in Edinburgh
Free Guide: Equity Release & RIO Mortgages
A simple, unbiased overview to help you decide what's right for you.
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Frequently asked questions
Will I still own my home?
Yes. With a lifetime mortgage, you remain the owner. Interest is added to the loan and repaid when the plan ends (usually when the last borrower dies or enters long‑term care).
What about RIO mortgages?
A Retirement Interest‑Only (RIO) mortgage lets you pay interest monthly with no set end date, typically repaid from the sale of your home when the last borrower dies or moves into long‑term care.
Can I move home later?
Potentially, subject to lender criteria and the new property being acceptable. Early repayment charges may apply.
Will this affect my benefits?
Releasing funds can affect entitlement to means‑tested benefits. We provide a benefits check as part of our advice so you can make an informed decision.